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Main Street Today

Inflation

Cooling

Prices are rising more slowly.

Jobs

Stable

Hiring remains steady, but finding a new job may take longer.

Interest Rates

High

Borrowing is still expensive.

Mortgage Rates

High

Monthly mortgage payments remain much higher than a few years ago.

Consumer Spending

Moderate

People are still buying—but they're spending more carefully.

Housing

Expensive

Buying a home remains out of reach for many families.

Live Economic Dashboard

Inflation

Annual inflation
3.1%
↓ 0.2%
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CPI YoY (%)

Prices are still rising faster than normal.

Jobs

Unemployment RATE
199k
↑ 12k
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Unemployment (%)

Most people can still find work, but hiring has slowed.

Interest Rates

Fed interest Rate
5.50%
− 0.0%
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Fed Funds (%)

Borrowing remains expensive for households and businesses.

Mortgage Rates

30-Year Fixed
6.8%
↓ 0.1%
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Mortgage Rate (%)

Buying a home is still costly despite modest rate relief.

Consumer Spending

Retail Sales
$705B
↑ 0.8%
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PCE ($T)

Consumers continue to spend, but they're looking for better value.

Home Prices

Home Price Index
94.2
↑ 1.5
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Home Price Index

Homeownership remains difficult because prices are still high.

Why These Numbers Matter

Inflation

Higher inflation means your paycheck buys less.

Consumer Spending

Strong spending usually means healthier local businesses.

Mortgage Rates

Higher rates increase monthly mortgage payments.

Jobs

More jobs usually lead to stronger consumer spending.

Housing Affordability

Lower affordability makes buying a home more difficult.

Interest Rates

Follow central bank policies affecting loans and savings.